Last updated: October 16, 2026
This Privacy Policy explains how CreditCardDebt.com (“we,” “us,” or “our”) collects, uses and shares information when you visit our website, read our content, contact us, or otherwise interact with us (together, the “Services”). By using the Services, you agree to the practices described in this policy.
Information we collect
Information you provide. We may collect information you choose to give us, for example when you email us, fill out a form, sign up for updates, take part in a survey or promotion, or otherwise communicate with us. This may include your name, email address, phone number, location, and any other information you include.
Information collected automatically. When you use the Services, we, our service providers and our partners may automatically collect information about your device and how you interact with the Services. This may include your IP address, browser and device type, operating system, general location derived from your IP address, referring and exit pages, pages viewed, links clicked, time spent on pages, dates and times of visits, and similar usage information.
Information from other sources. We may receive information about you from third parties, such as analytics providers, advertising partners, affiliate and lead partners, social media platforms and publicly available sources, and combine it with information we collect.
Cookies and similar technologies
We and third parties may use cookies, pixels, web beacons, local storage, software development kits and similar technologies to operate the Services, remember your preferences, understand how the Services are used, measure the performance of content and campaigns, prevent fraud, and deliver and measure advertising, including interest-based advertising.
You can set your browser to refuse or delete cookies. If you do, some features of the Services may not work properly.
How we use information
We may use the information we collect to:
- provide, operate, maintain, secure and improve the Services
- respond to your messages and requests
- send you updates, newsletters, offers and other communications, where permitted by law
- analyze usage and trends and develop new content, features and services
- personalize content, offers and advertising
- track referrals, clicks and conversions with our partners, including affiliate partners
- detect, investigate and prevent fraud, abuse and security issues
- comply with legal obligations and enforce our Terms of Use
- for any other purpose disclosed to you at the time of collection or with your consent
We may also create aggregated or de-identified information and use and share it for any lawful purpose.
How we share information
We may share information:
- with service providers that perform services for us, such as hosting, content delivery, analytics, email, customer support and security
- with advertising and marketing partners, including advertising networks and analytics providers, which may collect information through cookies and similar technologies on the Services to serve and measure advertising here and on other websites
- with affiliate, lead and other business partners when you click a link to, or request information about, their products or services
- for legal reasons, when we believe disclosure is required by law or legal process, or necessary to protect the rights, property or safety of us, our users or others
- in a business transaction, such as a merger, acquisition, financing, reorganization or sale of all or part of our business or assets
- with your consent or at your direction
Advertising and analytics
We may work with third parties, such as Google and other ad networks and analytics providers, to serve advertisements on the Services and elsewhere online and to provide analytics. These companies may use cookies and similar technologies to collect information about your visits to the Services and other websites over time, in order to deliver ads based on your interests and to measure their effectiveness.
You can learn more about interest-based advertising and opt out of it from participating companies at optout.aboutads.info and optout.networkadvertising.org, and you can manage Google’s ad personalization at adssettings.google.com. Opting out doesn’t mean you’ll stop seeing ads; the ads you see may simply be less relevant.
Partner links and offers
The Services may contain links to and offers from third parties, including financial companies, and we may be compensated when you click a link, submit information, or obtain a product or service. When you leave the Services or submit information to a third party, that party’s own privacy policy applies, and we are not responsible for its practices.
Your choices
- Marketing emails: you can unsubscribe using the link in any marketing email. We may still send you non-marketing messages.
- Cookies: you can manage cookies through your browser settings and the opt-out tools above.
- Do Not Track: there is no common industry standard for Do Not Track browser signals, and the Services may not respond to them.
Your state privacy rights
Depending on where you live, including California and other U.S. states with consumer privacy laws, you may have rights regarding your personal information. These can include the right to know what personal information we have collected about you, to access, correct or delete it, and to opt out of the “sale” of personal information or its “sharing” for targeted advertising. Where required by law, we will honor opt-out preference signals such as Global Privacy Control.
If a law that applies to us gives you such a right, you may submit a request in writing by email using the contact details in the “Contact us” section. Requests must include enough information for us to verify your identity and understand the request, and we may ask for more. We may decline or limit requests that we cannot verify, that are excessive or repetitive, or that applicable law does not require us to fulfill, and we may charge a reasonable fee where permitted. Authorized agents must provide written proof of authority. We will not discriminate against you for exercising rights you have under applicable law. Many of these laws apply only to businesses above certain size or activity thresholds, and some or all of them may not apply to us.
Sensitive information
We don’t intend to collect sensitive personal information, such as Social Security numbers, financial account numbers or health information, through the Services, and we ask that you not send it to us. If you choose to provide it, you consent to our processing it as described in this policy.
Data retention
We keep information for as long as we reasonably need it for the purposes described in this policy, including to meet legal, accounting and reporting obligations, resolve disputes and enforce our agreements.
Security
We use reasonable measures designed to protect information. However, no website, transmission or storage system is completely secure, and we cannot guarantee the security of any information. You provide information at your own risk.
Children’s privacy
The Services are intended for adults and are not directed to children under 13. We do not knowingly collect personal information from children under 13. If we learn that we have collected such information, we will take reasonable steps to delete it.
International users
The Services are operated in the United States. If you access them from outside the United States, your information may be transferred to, stored and processed in the United States and other countries where we or our service providers operate, which may have different data protection laws than your country.
Changes to this policy
We may update this Privacy Policy at any time. When we do, we will post the updated version on this page and change the “Last updated” date above. Your continued use of the Services after any change means you accept the updated policy.
Contact us
Privacy requests and questions must be submitted in writing by email to [email protected]. We do not accept requests by phone, social media or other channels, and we may not respond to messages that are not required by applicable law.